Rates and Fees

Loans-Cash.net is not a lender or credit broker. We are a loan search service. Our task is to help clients looking for payday loans or small emergency loans connect with lenders who may provide them with a loan if they meet their requirements.

After registration on our website, if a lender is found for you, they will provide you with a loan offer detailing the amount, fees, annual percentage rate (APR) and repayment terms. Check all loan terms carefully, including the consequences of late payment. You are under no obligation to accept the offer of credit if it does not meet your requirements. Only after you have electronically signed the loan agreement do your obligations begin.

Repayment will be automatically debited from your bank account on the scheduled repayment date. Failure to repay the loan in full, including fees and interest, may have consequences. You should understand these consequences before accepting the loan. If you anticipate difficulties with repayment, do not accept the loan. Contact your lender with any questions about repayment and consequences. We work with many lenders. Each has its own lending rules.

Failure to pay or late payment may result in actions such as transferring the account to a collection agency, reporting information to credit bureaus, offering to extend the loan (with additional fees and payments), and/or legal action. Late payments may also result in additional fees or collection efforts. Each lender has its own terms and conditions. Check their policies for more information. Non-repayment of a loan may be the subject of collection action. Loan renewal terms vary by lender, so check your lender's policy. For any questions regarding your loan, contact your lender directly.

Loans-Cash.net is a free online service connecting you to many direct lenders. It makes it easy to find a loan that suits your needs. Registration is completely free, so there's no upfront cost.

Important: Payday loans can be expensive and come with high interest rates and fees. They should only be used for short-term financial needs and not to solve long-term financial problems. Before applying for a loan, carefully review your budget and make sure you can afford the repayments. You may have other, less expensive options, such as credit counseling or a personal loan from a bank or credit union.