How Do Payday Loans Work?

Loans-cash.net is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third party lenders.

If you're looking for a quick and convenient way to obtain a loan, you can easily register online from your home computer or mobile device. Thanks to real-time processing, the entire process is incredibly fast.

Once you submit your information, you'll be connected with a lender who will provide you with an offer that includes the terms and conditions of the loan. You have the option to decline the offer if you're not satisfied, but if you agree to the terms, you could have access to the funds as early as the next business day.

By taking advantage of this convenient and streamlined process, you can quickly and easily obtain the funds you need, without the hassle and delay of traditional loan applications.

When looking for a loan from an independent lender, it's important to understand the specific requirements they may have. While these requirements may vary depending on the lender, there are some common minimum qualifications that you should be aware of.:

  • You must be at least 18 years of age or older to apply for a loan
  • Additionally, you must have a valid checking or savings account that allows for direct deposit. This is typically required so that the lender can easily deposit your loan funds into your account once your application is approved
  • Common requirement is a minimum regular income of $1,000 per month. This ensures that you have the financial means to repay the loan and meet your other financial obligations
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.

It is important for potential borrowers to note that these are the minimum requirements, and additional criteria may apply based on the lender's discretion. Understanding the specific requirements of independent lenders is crucial when seeking a loan.

Please see our FAQ's for more information about the process.