State lending laws may limit a lender's ability to make multiple loans to the same borrower, limit the total amount that can be made to the same borrower at one time, require repayment of existing loans in order to make a new loan to you, or prevent us from offering you the full amount of credit you request.
A consumer credit report may be requested in connection with the processing of your credit application. Upon your request, we will tell you whether a consumer credit report has been requested and, if a report has been requested, the name and address of the agency that provided the report. Subsequent consumer reports may be requested or used in connection with the renewal, extension, or expansion of credit.
Ohio's anti-discrimination laws require all lenders to extend credit on equal terms to all creditworthy customers. They also require credit reporting agencies to provide separate credit histories for each person upon request. The Ohio Civil Rights Commission monitors compliance with this law.