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State lending laws may restrict a lender's ability to make multiple loans to the same borrower, limit the total amount that can be made to the same borrower at one time, require repayment of existing loans in order to make a new loan to you, or prevent us from offering you the full amount of credit you request.

A consumer credit report may be requested in connection with the processing of your credit application. Upon your request, we will tell you whether a consumer report has been requested and, if a consumer report has been requested, the name and address of the agency that furnished the report. Subsequent consumer reports may be requested or used in connection with the renewal, extension, or expansion of credit.

Ohio's anti-discrimination laws require that all creditors extend credit on an equal basis to all creditworthy customers. They also require that credit reporting agencies maintain separate credit histories for each individual upon request. The Ohio Civil Rights Commission monitors compliance with this law.