Marianne Mooney is a San Francisco-based financial journalist and contributing editor at Loans-Cash.net, where she focuses on short-term lending, payday loan regulation, and consumer protection. Her work sits at the intersection of policy and practicality: what the rules actually mean for someone deciding whether a payday loan is the right call this month.
Before joining Loans-Cash.net, Marianne spent several years as a personal finance reporter at a San Francisco-based publication, covering consumer lending, financial regulation, and the economic pressures specific to high cost-of-living markets. Growing up in the Bay Area gave her an early education in what financial stress looks like up close: housing costs that outpace income, thin margins between stability and a bad month, and the decisions people make when the options aren't great. That context shapes how she writes.
Marianne holds a Bachelor's degree in Journalism and an MBA, a combination that shows up in her work. She approaches personal finance stories the way a reporter would: start with the facts, find the human angle, and don't oversimplify something that actually matters to the person reading it.
Outside of work, she's most reliably found somewhere in the city with her family, usually arguing about which neighborhood has the best dim sum.
