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State Loan Regulations

State lending laws may limit our ability to provide multiple personal loans to the same borrower. These regulations can also cap the total amount you can borrow at one time, require repayment of existing loans before a new one can be made, or prevent us from offering you the full amount of credit you request.

Your Credit and Financial Reports

When you apply for credit, we may request a consumer credit report. Upon your request, we will tell you if a report was used and give you the name and address of the agency that provided it. We may also use subsequent reports for the renewal, extension, or expansion of your credit.

Ohio's Consumer Protection Laws

Ohio's anti-discrimination laws require all lenders to offer credit on equal terms to all creditworthy customers. These financial laws also mandate that credit reporting agencies provide a separate credit history for each person upon request, protecting your consumer rights. The Ohio Civil Rights Commission monitors compliance with this law.